https://www.linkedin.com/jobs/view/2696233807/?refId=763c0b83-4eb5-4754-ac4a-06cef12f5226

Monitoring and Underwriting Analyst in Risk Management Team

Mastercard

Poland, Europe

"Monitoring and Underwriting Analyst in Risk Management Team The successful candidate in this role will have to commit to working shifts, which will rotate on weekly basis. There are 3 shifts: Morning (5:00 - 13:00), Afternoon (13:00 - 21:00) and Night (21:00 - 5:00). You will work 5 days per week including weekends. Overview"" The primary responsibility of the Analyst is to provide support to the risk managers and senior management to help manage Mastercards Customer Risk Management function globally by monitoring volumes 24/7. The role also involves partnering with our Corporate Treasury central team and Settlement Operations teams to assist with any CRM data validation or CRM system testing related to CEM (Customer Exposure Management) improvements as well as preparing commercial underwriting documentation before handing it over to senior analysts for completion. Mastercard has approximately $48B in credit exposure to financial institutions and other counterparties worldwide, placing the CRM role as a key part of its evolving and quickly growing business model. The magnitude and strategic nature of this exposure necessitates periodic engagement with senior management, Mastercards sales, franchise, and product organizations as well as our customers (issuers, acquirers, etc.). This provides great opportunities to learn and grow your career within Mastercard. Role This Includes, But Is Not Limited to the primary responsibility is to support the CRM team to ensure customer risk is appropriately monitored in accordance with Mastercards policies & procedures and risk appetite framework"" Daily read of Factiva/CreditEdge customer related news and regulatory website to scan for customers financial distress , Monitor 24/7 global customer exposures and, based on volume trends and news/regulatory websites, immediately inform risk managers in case of urgencies (bankruptcies, insolvencies, administration etc.) , Follow up with customers and account managers on open settlement positions of customers for small settlement failures, coordinating with Account Managers and Settlement operations, to determine if genuine or if it is a reconciliation issue , Participate in decision process, including emergency procedures as directed by the Risk Managers , First assembling of Commercial Underwriting for senior risk analysts, including data points such as volume/exposure trends, recommended CEM thresholds limits and settlement analysis , CEM (Customer Exposure Monitoring) System testing , Ad hoc reporting on customer volume, exposure and CEM declines trends , Report and coordinate with the appropriate teams in case of CEM inaccuracies or process failures , Maintain Customer Exposure Monitoring Manual , Participate in various process improvement initiatives and best practices sharing, , Access/check balances on customer bank account subject to security agreements, as applies. All About You, The ideal candidate for this role will have: At least graduate degree in business, economic, econometric or equivalent and work experience in credit risk assessment and financial statements analysis , Accuracy, self-drive, accountability and sense of urgency , Outstanding written and verbal English communication skills, , Advanced Excel, Word and PowerPoint user, , Experience in / knowledge of the banking sector are a strong plus, , Experience with BI tools such as Business Object are a plus, , Positive attitude, strong work-ethic and good sense of humor. "